Planning
Try out a goal or a big decision before you commit. Each journey uses the figures already in your plan.
- Buy my first homeWork out your deposit, what you can borrow and the costs of buying, step by step.
- Rent or buyCompare buying now, renting then buying, and keeping renting over the same period.
- Move houseSee the cash you need and how a new mortgage changes your monthly budget.
- Plan for school feesCost each child's school and university years, including VAT and fee rises, and see any shortfall.
- Compare savings ratesLive comparison isn't in FLYNQD yet. Links to independent comparison sites and the FSCS protection checker.
- Set an emergency fundChoose a minimum, target and maximum, link savings and check your Forecast never drops below it.
- Choose when to retireChange your retirement age in your forecast and see how long your savings could last.
- Does an annuity make sense?Compare buying an annuity with keeping your pension invested. Nothing here changes your forecast.
- Life upsetsSee what job loss, separation, a death, illness or caring could mean, without changing your forecast.
- Give moneyRecord gifts you've made, plan new ones and see how Inheritance Tax rules treat them.
Add a life event
The same events you can add from the Forecast. Applied events appear on its chart.
- Move houseSale, new purchase, mortgage and moving costs.
- Buy a carA planned purchase date, price and any car finance.
- Education costsSchool and university fees for each child, by year.
- Give moneyOne-off or regular gifts to family and friends.
- Give to charityDonations, including Gift Aid, recorded with your gifts.
- Care costsHome help or a care home, who pays and for how long.
- Receive an inheritanceMoney you expect to receive, after any tax.
- Other one-off income or spendingA single amount received or spent in one year.
- Life upsetIllness, becoming a carer, separation or bereavement.
- Other / Custom eventAnything else: name it, date it and add money in or out if you know it.